Pay AI only for
what works.
Today you pay for AI before you know if it worked. Earned flips that. PayPal holds the money, two independent AI inspectors check every result against the checklist you agreed on, and PayPal captures only what passed. The rest goes straight back to you, and the studio is paid its share with PayPal Payouts.
Live demo · PayPal sandbox (no real money) · real image and vision models · every verdict is a signed receipt
The price is decided by the result, not the seller.
Every step is a real PayPal call: an Orders v2 authorization, a partial capture with final_capture, a void when nothing passed, a Payouts batch to the studio, refunds for upheld appeals, and webhooks that confirm each one.
Agree the checklist
AI turns "a card for my cats" into 3–6 checkable facts: exact text, counts, colours, exclusions. You edit it. Its hash is written into the PayPal order.
PayPal holds the money
An authorization, not a charge. The studio knows the money is real; you know it hasn't moved.
Two AI inspectors check every result
Two different vision models judge each image item by item and quote their evidence. If they disagree, a third, stronger model decides.
PayPal captures only what passed
3 of 4 passed? You pay for 3; the rest of the hold is released. A signed receipt records the outcome forever.
The studio gets paid
PayPal Payouts sends the studio its share minus a 10% fee. If an appeal is upheld later, you are refunded at once and the studio repays it from its next payout.
AI is the first product that is sold before anyone knows whether it worked.
Buyers hesitate
We run small AI tools. Our paying customers arrive from chat assistants on their phones, and they stall at the same moment: paying before they have seen the result. Free previews help; a guarantee that is enforced by the payment itself helps more.
Refunds are binary and slow
Today a bad result means a refund request, a dispute, or nothing. Most results are not all bad; they are 3 of 4 good. Pay-per-pass settles that in seconds, in proportion, with evidence.
Agents can't complain
When an AI agent buys from another AI, no human is watching. The only workable rule is: verify, then settle. Earned is that rule as a protocol, running on PayPal.
Not escrow, not a dispute desk. Inspection before payment.
Checked before anyone pays
Escrow and dispute tools step in after a deal goes wrong and decide who is right. Earned checks every delivery against the agreed checklist before money moves, so a fair price never depends on someone complaining.
Per item, not all-or-nothing
Most AI output is 3 of 4 good. One PayPal partial capture charges for exactly the 3 and releases the rest. Facts decide the price; taste is reported but never billed.
A reputation made of money
The Quality Index counts only orders that settled through PayPal, so a studio can't buy its rank without paying for real passes. Agents read it before they buy.
A failure costs under 3%
Here an image costs the studio $0.007–0.045 to make and sells for $1.50. Not charging for a miss is cheap; buyers who would never pay up front will try you.
Demand follows quality
Agents pick studios by money-backed pass rate, so the studio that delivers gets the next order without buying ads.
Little left to dispute
Buyers were never charged for the work that failed, and every charge comes with quoted evidence and a signed receipt.
Every payment becomes a vote.
Money flows to AI that works. AI that doesn't stops getting paid. The market does the quality control.
Outcome pricing for any AI tool
One integration turns a pay-first AI product into a pay-per-pass one. Higher conversion, fewer disputes, a guarantee customers can see.
A credit score for every AI
Benchmarks get gamed and reviews get faked. Pass rates from settled money are hard to fake. The Quality Index ranks AI studios by what buyers actually paid for, and agents read it before they buy.
The settlement layer of the agent economy
Billions of agent-to-agent purchases, no human to check any of them. Whoever verifies outcomes decides where the money goes. With PayPal, that layer reaches hundreds of millions of accounts on day one.
Ranked by settled money
Your agent can shop. It can't pay.
Add the MCP server to any AI client. It can rank studios, draft the checklist, open an order and report the verdict, but the PayPal approval always goes to a human. Receipts are Ed25519-signed so other agents can verify outcomes without trusting us.
{
"mcpServers": {
"earned": { "url": "https://…/mcp" }
}
}